20 percent off with charge card

A well known department store is offering 20 percent off their inflated prices if you use their charge card to make the purchase. At least that is the way they present it and spin it as a good deal. Actually what they are telling me is that they are going to charge me 20 percent more if I pay cash. Not such a good deal now, is it!

I know, I know, it is a matter of is the cup half empty or half full. A am much more interested in what is in the cup than how much is in the cup.

When the department store cup has the same stuff in it as the WalMart cup, I have to go with the lowest priced ‘stuff’. Besides, Walmart is not charging me extra for paying with cash.

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