Automated Teller Machine.

That is a device that gives you back your money and charges you for the convenience. Leave it to the banks to come up with ways to screw the public.

Here they save thousands of dollars by not having to hire a human teller. A human teller that does not charge you extra for getting your money over the counter, but using the machine which saves the bank money can cost you plenty.

Yes, but it is so convenient. It is convenient. Especially for the muggers just waiting for you to withdraw your cash. People hardly ever get mugged in a bank lobby.

ATMs facilitate crime and allow the banks to rob you too.

We don’t use ATMs.

We try not to do business with banks that have ATMs. Even those who do not charge an ATM fee because we do not want to become targets for muggers.

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